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When a homeowner cannot pay their mortgage, the lender has a few options. One of these is foreclosure, where the lender reclaims the home and sells it to a third party. This process requires the current homeowner to vacate the property and can take months to complete....

When trying to collect a debt from a consumer, it’s important to play by the rules. This means following the regulations outlined by the Fair Debt Collection Practices Act. The main goal for debt collectors is to get the money owed. However, if you use some of these...