You may feel frustrated when trying to get past clients to pay what they owe. You know that they have not paid back the debt, and so do they. You know that they are supposed to pay it in full, but they are making excuses or simply refusing to do so. You can request that they pay off the remaining balance repeatedly, but there is no guarantee they will actually do it.
In some situations, this may be when you should look into wage garnishment. This requires a court order, so you can’t do it yourself. But when someone’s wages are garnished, you know that they are eventually going to pay back the debt.
Removing money from paychecks
The reason that wage garnishment works is that the person being garnished never sees the money. They are already supposed to be paying off their debt, and they should take a portion of their earnings and write you a check. They are not doing so, so it is clear that this is not enough.
But with wage garnishment, the employer simply deducts the money from the worker’s paychecks. That money is then sent to you to pay off the debt. The debtor receives a smaller paycheck than they would have otherwise, so they have absolutely no say in how the money is used. They are free to do whatever they wish with the rest of the paycheck, of course, but their wages will remain garnished until they have paid off what they owe.
As noted, you do need a court order to use wage garnishment. Be sure you know exactly what legal steps to take.